From the seed to shelf, we offer the expertise and markets to support the unique insurance needs of American agribusiness. We are a premier provider of quality insurance products and services to commercial growers, food processors, distributors, and retailers for over 60 years, offering the broadest access to major carriers and niche agricultural markets. Our capabilities also include proprietary products developed exclusively to meet the unique needs of our agribusiness clients.

We are endorsed by many fine agribusiness associations, including:

• California Association of Winegrape Growers
• Blue Diamond
• Sun-Maid
• California Grape and Tree Fruit League
• Allied Grape Growers
• Calavo Growers

The federal crop insurance program is the only subsidized insurance plan that provides coverage for your growing crops. Pan American offers crop insurance for many varieties of crops from avocados and grapes to orchards, field crops and greenhouses. We consider crop insurance to be an integral part of our valued growers' risk management plan.

Pan American has expertise in reducing the specific exposures facing income-property owners. We can help you identify the appropriate property and general liability coverage for your business, as well as help you insure against fiduciary and employment-practices liabilities. We will be happy to place your workers' compensation coverage as well.  We have designed insurance solutions for all types of income-producing properties, including commercial office complexes, residential apartments and duplexes, as well as shopping centers and regional malls.

Banks, savings and loans and other financial institutions face unique exposures. The insurance program should protect customers, employees, and directors and officers. Our Ascension partners specialize in insurance solutions that address the exposures of financial services providers.

The right insurance program is an essential part of a well run construction firm. Whether you are a general contractor, a specialty sub-contractor or a developer, partnering with an insurance brokerage firm that understands your business and your unique exposures is essential to your success. Ascension offers deep resources to its clients, including loss prevention, surety expertise, builders risk capabilities and construction wrap-up services. So, whether you are large or small, a general contractor or a specialized contractor, look to the professionals at Ascension to assist you with your needs.

Capitalizing on our deep expertise in the healthcare industry, we offer solutions that address the unique needs of physicians, healthcare providers and organizations. We offer specialized medical malpractice insurance programs as well as unique solutions for the management liability issues facing the healthcare industry. Our solutions are designed to serve the unique needs of health care providers, including property and liability coverages for medical offices.

Learn more about our Medical Malpractice and Medical Liability Programs.

We have designed specialized insurance packages to address the unique needs of various health care providers and organizations, including:

• Physicians and Physician Groups
• Ambulatory Surgery Centers
• Urgent Care Centers
• Hospitals
• Locum Tenen Companies
• MRI Centers
• Clinical Trial Research Firms
• Home Health/Hospital
• Staffing Agencies

The Ascension companies specialize in providing property and casualty, employee benefits, retirement services and human resources outsourcing to meet the specific needs of non-profit organizations. Whether your non-profit is providing services locally or nationally, the unique issues must be carefully evaluated and the appropriate insurance coverage provided to address the needs of both employees and volunteers.

Pan American offers a full range of bonding and surety solutions to protect your business including:

• Contract bonds
• Performance bonds
• Payment bonds
• Supply, license and permit bonds
• Fuel tax and miscellaneous bonds

Cities, counties and school boards have unique exposures and the challenge of finding affordable insurance coverage has never been greater. We provide expertise in the needs of public entities and municipalities that include fully insured and self-funded options, tailored to meet the specific needs of your organization.

From commercial trucking to retail bus and van transportation, Ascension offers the risk management and insurance solutions to improve safety, reduce risk and deliver a solution that meets the specific needs of your operation.

Our services and products include:

• Risk Management & Loss Control Programs
• Driver Training Programs
• MVR Programs
• Primary Auto Liability
• General Liability
• Non-Trucking Auto Liability
• Cargo
• Physical Damage